Strategy & Operations Manager - Payments Risk & Fraud

About the Role

Every day, millions of customer transactions flow through our platform. Our challenge is to make payments effortless for genuine customers while preventing fraud, abuse, and financial loss.

As the Senior Strategy & Operations Manager for Payments Risk & Fraud, you'll own one of our most commercially important problem spaces. You'll define the strategy for payment fraud, promotions abuse, cash risk, and chargebacks – balancing customer experience, growth, and profitability.

This is an end-to-end ownership role. You'll identify opportunities, shape strategy, influence product and engineering roadmaps, partner with data science to improve detection models, and work closely with Finance and Payments to protect revenue while enabling sustainable growth.

If you enjoy solving ambiguous, high-impact business problems using data, technology, and cross-functional leadership, we'd love to hear from you.

What You'll Own

• Defining our Payments Risk Strategy

  • Own the strategy and roadmap for payment fraud, promotions abuse, cash risk, and disputes across multiple markets.

  • Identify emerging risks, prioritise investments, and continuously evolve our controls to protect customers and the business while supporting growth.

• Driving Commercial Performance: Own the key business metrics that matter, including:

  • Fraud losses

  • Chargeback rates

  • Payment approval rates

  • Promotions efficiency

  • Recovery rates

  • False positive rates

Evaluate trade-offs between risk, customer experience, and conversion to maximise long-term profitability

• Building Data-Driven Solutions

  • Use data to understand fraud trends, uncover new opportunities, and measure impact.

  • Partner closely with Data Science to improve fraud models, optimise decisioning, and reduce false positives.

  • Develop executive reporting and dashboards that provide clear visibility into business performance and emerging risks.

• Leading Cross-Functional Execution

  • Work closely with Product, Engineering, Finance, Marketing, Fraud Operations, Payments, and external partners to deliver strategic initiatives.

  • Influence roadmaps, align stakeholders, and ensure our fraud capabilities continue to scale with the business.

  • Represent Payments Risk across senior leadership discussions and drive alignment on priorities and investment decisions.

• Improve our Payments Ecosystem

  • Partner with payment providers, acquirers, and card networks to improve payment performance, optimise dispute outcomes, and maintain compliance with scheme requirements.

  • Continuously improve operational processes through automation, tooling, and scalable controls.

What We're Looking For

We're looking for someone who combines strategic thinking with strong analytical skills and enjoys solving complex business problems.

You'll likely have experience in payments, fraud, fintech, marketplaces, financial services, or another fast-paced, data-driven environment.

You'll bring:

• Experience owning complex fraud, payments, risk, or trust & safety initiatives with measurable commercial impact.

• Strong analytical skills, including SQL and data-driven problem solving.

• Experience developing business cases and influencing investment decisions.