Analyst II, Transaction Monitoring
Want to help us help others? We’re hiring!
GoFundMe is the world’s most powerful community for good, dedicated to helping people help each other. By uniting individuals and nonprofits in one place, GoFundMe makes it easy and safe for people to ask for help and support causes—for themselves and each other. Together, our community has raised more than $40 billion since 2010.
Trust is at the core of everything we do. As part of the Trust & Safety organization, our Transaction Monitoring team helps protect millions of donors, organizers, and beneficiaries by identifying suspicious activity, preventing financial crime, and ensuring compliance with global AML/CTF regulations.
Join us! The GoFundMe team is searching for our next Analyst II, Transaction Monitoring to conduct complex investigations into transactions, fundraisers, donors, and customers, identify suspicious activity, and support GoFundMe's global financial crime program.
Already part of our team? We ask that internal candidates apply via the internal job board to ensure your application is reviewed appropriately.
The Job
- Analyze transactions using internal systems, payment processor tools, and analytical platforms to detect financial crime indicators.
- Analyze transactional datasets to identify suspicious patterns, shared indicators, and emerging financial crime typologies.
- Conduct investigations into donations, fundraisers, organizers, beneficiaries, and donors to identify suspicious, unusual, or potentially high-risk activity.
- Investigate potential money laundering, terrorist financing, and other financial crime risks by analyzing customer behavior, transaction activity, and account relationships.
- Assess whether suspicious activity requires escalation in accordance with GoFundMe's AML/CTF procedures or it can be reasonably explained and mitigated.
- Prepare clear, factual, and comprehensive investigation documentation suitable for internal review, audit, and regulatory reporting.
- Escalate potential AML/CTF concerns through the appropriate internal workflows while ensuring compliance with regulatory reporting timelines.
- Collaborate with internal stakeholders to investigate and mitigate financial crime risks.
- Contribute to the continuous improvement of transaction monitoring processes, typologies, operational procedures, and detection capabilities.
- Stay informed on emerging financial crime trends, regulatory developments, and industry best practices to support GoFundMe's global compliance program.
This position may involve reviewing sensitive material, which can include disturbing images, videos, or text, as well as offensive language and other challenging content (e.g., violence, exploitation, or self-injury). Some weekend and holiday work may be required as part of scheduled shifts, as well as being a member of our on-call team for emergencies.
You
- 2-5 years of experience in financial crime investigations, transaction monitoring, or payments risk.
- Bachelor’s degree or equivalent experience preferred.
- Awareness of data analysis tools (e.g. Looker, SQL, Excel) and transaction monitoring systems.
- Understanding of AML and ATF legislation and regulatory expectations.
- Experience analyzing large transactional datasets and identifying complex behavioral patterns.
- Excellent analytical and decision-making skills.
- Excellent written and verbal communication skills using C1 English proficiency, with the ability to present findings clearly to both technical and non-technical audiences.
- Strong ethical standards and discretion when handling sensitive information.
- Uncommon ability to anticipate, adapt, and respond to sensitive and evolving situations while balancing numerous, often competing, priorities.
- Familiarity with machine learning or AI-driven tools for fraud detection and their attendant regulations.
Preferred (Optional):
- Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or equivalent.
- Fluency with another EU language
Why you’ll love it here:
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