Large Loss Adjuster

Horace Mann is seeking an experienced and technically skilled Large Loss Adjuster to manage high-exposure homeowner property claims, including complex and litigated files. This role requires advanced investigative expertise, strong negotiation skills, and the ability to handle significant financial exposures while delivering exceptional service to policyholders and business partners.

The ideal candidate thrives in complex claim environments, demonstrates strong business acumen, and brings deep knowledge of policy interpretation, dwelling estimating, and litigation management.

Key Responsibilities

Complex Claims Handling

• Manage and investigate large loss and high-exposure homeowner claims, including litigation files and claims involving public adjusters and attorneys.
• Verify coverage, interpret policy language, and determine liability and scope of damages.
• Evaluate claim facts and damage estimates to move claims toward appropriate and timely resolution.
• Apply in-depth knowledge of homeowners policies and jurisdictional documents to assigned claims.

Investigation & Damage Assessment

• Conduct on-site inspection