Credit Risk Data Engineer

We are looking for a Data Engineer to own the data layer behind Kiwi's credit risk decisions. Your mission is to make sure Credit Risk always has the data it needs, when it needs it, in the right shape and in the right place.

You will own every data point that feeds an underwriting or renewal decision, from the moment a vendor returns it to the moment a model or analyst uses it. If an input breaks, goes stale, or drifts, you will be the first to know.

This is a new role. Today our data scientists check data quality and availability while also building models. We are creating this position so the data layer has a dedicated owner and issues are caught early, before they affect decisions.

Responsibilities

• Own the inventory of every credit data source, including TransUnion, Clarity, Plaid, Prism, and internal data from the app and loan servicing.

• Define, for each source, what data Credit Risk needs, at what grain, how fresh it must be, and where it lands.

• Write data contracts with the engineers who build the vendor integrations, covering expected fields, types, null rules, and volumes.

• Confirm that raw vendor responses are stored completely and can be reused for m