Senior Underwriter

About LBC Mortgage

LBC Mortgage is a Los Angeles–based mortgage company with over 20 years of industry experience. Our Private Lending Division is rapidly growing and focused on funding real estate investor loans nationwide, including Fix & Flip, Bridge, DSCR, and Ground-Up Construction.

We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while keeping the pipeline moving quickly.

Key Responsibilities

• Independently underwrite and approve Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Ground-Up, Cash-Out, etc.)
• Review full loan packages including borrower profile, entity structure, credit, liquidity, and exit strategy
• Analyze collateral, appraisals, comps, market conditions, rehab budgets, and timelines
• Calculate and validate LTV, ARV, LTC, and deal profitability
• Identify risk factors early and provide clear recommendations to leadership
• Issue approvals, conditions, and exceptions in line with company guidelines
• Collaborate with Loan Officers, Processors, and Closing teams to ensure fast turn times
• Assist in training, mentoring, and supporting junior underwriters
• Participate in improving underwriti