Underwriter

About LBC Mortgage

At LBC Mortgage, we are committed to delivering exceptional lending solutions and personalized service to our clients. As we continue to grow, we are looking for an experienced and detail-oriented Commercial Mortgage Underwriter to join our team.

Position Overview

The Commercial Mortgage Underwriter will be responsible for analyzing and evaluating commercial loan applications, assessing financial risk, and ensuring compliance with company and investor guidelines. The ideal candidate has strong experience in commercial lending, excellent analytical skills, and the ability to work efficiently in a fast-paced environment.

Responsibilities

• Review and analyze commercial mortgage loan applications and supporting documentation
• Assess borrower creditworthiness, financial statements, tax returns, cash flow, and collateral
• Perform risk analysis and make sound underwriting decisions
• Ensure loans meet internal policies, investor requirements, and regulatory guidelines
• Work closely with loan officers, processors, and management throughout the loan process
• Prepare clear and detailed underwriting summaries and recommendations
• Identify potential risks and propose mitigating solutions
• Maintain strong communication with all parties involved in the transaction

Qualifications

• Minimum 2+ years of commercial underwriting experience
• Strong understan