AVP/DVP - Credit Analytics

ABOUT US
At OakNorth, we're on a mission to empower the UK's most ambitious businesses. Since 2015, we've lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.

ABOUT THE ROLE
As a Credit Analyst at OakNorth, you will play a key role in evaluating and structuring loan opportunities across a range of sectors and geographies. Reporting into the Credit team, you will produce high-quality credit analysis and financial models that directly support OakNorth's mission to back the UK's most ambitious businesses.

WHAT YOU'LL DO

• Conduct detailed analysis of loan opportunities across various sectors and geographies

• Draft concise, well-structured credit reports with clear takeaways for credit and risk teams to review

• Develop detailed financial models covering transaction details, financial statement analysis, projections, ratio analysis and credit metrics

• Conduct sensitivity and stress-testing analysis on projections to assess loan serviceability

• Identify deal-specific covenants that can serve as early warning signals