Senior Associate - Debt Finance

OakNorth is a digital bank for entrepreneurs, by entrepreneurs. Since our launch in 2015, we’ve backed ambitious businesses across the UK and US with over £21bn in funding, helping create more than 56,000 jobs and 34,000 new homes. We combine deep credit expertise, technology and a customer-first mindset to help businesses grow.

We’re looking for a Senior Associate to join our Debt Finance team in Manchester, supporting lending to private equity and owner-managed businesses. You’ll bring the analytical depth to understand how a business makes and uses cash, and the judgement to help shape lending solutions around its debt and working-capital needs.

This is a hands-on, high-ownership role. You’ll lead day-to-day analysis and execution across complex transactions, working closely with senior originators and credit colleagues from initial assessment through structuring, credit approval and completion. You’ll take responsibility for moving deals forward, communicating clearly and maintaining strong credit discipline throughout.

What you’ll be doing

• Assess new opportunities involving businesses, developing a clear view of the business model, sector, management team, financial and credit profile.

• Build and revie