SME Underwriter
About Salmon Bank
Salmon Bank (Rural Bank) Inc., the banking arm of Salmon Group Ltd., is a technology-driven challenger bank in the Philippines operating under a BSP license. We combine the trust of a licensed institution with the speed and convenience of a modern financial product. Work within regulated financial infrastructure, where product, risk, compliance, operations, technology, and customer experience are closely connected.
The Role
We are building our MSME lending business from the ground up and are looking for an experienced Underwriting Lead to design and own the credit function. This is a hands-on builder role — you will not inherit a finished framework. You will design it, document it, and develop the team that runs it. If you have built underwriting functions before and want to do it again in a fast-moving, BSP-regulated fintech environment, this role is for you.
What You'll Do
• Design and document the end-to-end MSME underwriting framework: credit policy, risk appetite, scoring methodology, and delegation of authority matrix
• Define and standardize credit assessment criteria for business term loans, with extensibility to revolving credit lines and cash flow-based products
• Establish
