Credit Risk Manager (f/m/d)

Solaris is Europe's leading embedded finance platform. Solaris’ full German banking license and proprietary modular B2B tech stack empowers its partners – from SMEs to large, multinational, non-financial companies – to offer compliant, customer-centric banking services, providing seamless experiences to customers across all industries. Founded in 2016, Solaris pioneered the Banking-as-a-Service market with an unparalleled combination of tech and banking. Solaris is headquartered in Berlin and employs 300 people in Europe.

Your Role

Manual Underwriting Operations

• Define and refine the structure of complex credit transactions.
• Assess and approve credit transactions, ensuring full compliance with the OHB (Operational Handbook) and external regulatory frameworks.
• Continuously perform, optimize, and maintain the credit approval process to enhance efficiency and accuracy.
• Establish and maintain manual credit file management systems.
• Conduct regular reviews and updates of credit files to reflect current risk profiles.

Automatic Underwriting & Logic

• Assist in setting and refining the technical criteria for the Decision Engine.
• Align the co