Sr. Credit Analyst - To 85K - East Brunswick, NJ - Job # 2725T

The Position

Our bank client is seeking to fill a Sr. Credit Analyst role in the East Brunswick, NJ market. The successful candidate will be responsible for performing clear and comprehensive credit analysis on commercial real estate loans including but not limited to multi-family, ground-up construction, construction-to-permanent, purchases, for-sale properties, and acquisitions for new and existing customers – based on historical numbers, projections, and Appraisals.

The position includes a generous salary of up to $85K along with an excellent benefits package. (This is not a remote position).

Sr. Credit Analyst responsibilities include:

• Assisting in the analysis/underwriting of credits for the commercial lending area, particularly those related to real estate lending of any type: residential developers, shopping centers, apartment complexes, etc.
• Spreading and reviewing Business and Personal Tax Return/Financial Statements in the Financial Spreading Program.
• Preparing Risk Rating forms in conjunction with the Presentations/Annual Reviews.
• Conducting financial analysis such as NOI, Cash flow, Debt Service Coverage, Loan to Values, Liquidity ratios, leverage, profitability, and loan covenants
• Formulating/presenting findings, evaluations, credit worthiness, and recommendations to Lenders, Senior Management, and Internal Loan Committees.
• Mentoring new hires with the internal proces