Sr. Credit Analyst - To 85K - Hybrid Remote - Job # 2593

The Position

Our Pennsylvania-based bank client is seeking to fill a Sr. Credit Analyst role in the Philadelphia, PA area. The successful candidate will provide exceptional credit support to the Commercial Lending team and CCO by preparing analyses and assistance in the preparation of credit memo presentations.

This position comes with a generous salary of up to $85K and full benefits package. (This is a hybrid remote position – must live near Philadelphia, PA.)

Sr. Credit Analyst responsibilities include:

• Working with Senior Credit Analyst, Credit Officer, and CCO to ensure consistent and accurate credit analysis and loan presentations.
• Preparing financial statement spreads and performing a comprehensive analysis of cash flow.
• Working with lenders to provide timely response and turnaround by monitoring and prioritizing the pipeline.
• Making collateral valuation recommendations and loan structure recommendations with Credit Officer.
• Preparing annual review and covenant tests.
• Preparing analysis of less complex loan requests, reviews, and renewals.
• Evaluating individual personal financial statements, tax returns, and preparing global cash flows.
• Conducting industry and market analysis to identify risks and risk-mitigating factors.
• Providing support and analysis to the Special Assets Group.
• Verifying compliance with credit policy, applicable regula