Money Laundering Reporting Officer (MLRO) – Germany (m/f/d)

About The Role

This is a combined role covering two closely related responsibilities: acting as the appointed MLRO (Geldwäschebeauftragter) for Germany, and running Vivid's German branch from a regulatory standpoint.

Your Mission

AML & financial crime

• Report suspicious activities (SAR/STR) to the local FIU and ensure timely, accurate and complete submissions.
• Act as the primary point of contact for competent authorities, including the FIU and regulators, and manage all related interactions.
• Collaborate closely with Group Compliance to ensure alignment with group standards, policies and risk appetite.
• Own and maintain local AML processes for onboarding and ongoing monitoring, ensuring they are applied consistently and effectively – with a particular focus on SME clients.
• Escalate, assess and decide on complex or high-risk cases.
• Ensure all AML processes, policies and controls remain compliant with local regulatory requirements.
• Identify deficiencies in AML processes and take corrective action where needed.
• Contribute to regulatory reporting and support audits or regulatory requests where required. 

Regulatory & branch

• Represent the German branch to competent authorities – regulatory correspondence, supervisory visits, audits.
• Keep the branch's regulatory