Senior Associate, Treasury Cash & Settlements
Build something people love
Wealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $155 billion in assets under administration. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada.
We're proud of what we've built — and we're just getting started. Read our Culture Manual and learn more about how we work.
About the Team
As a Senior Associate on Wealthsimple's Treasury Cash Management team, you'll play a critical role in ensuring optimal cash flow management and operational efficiency. You'll manage daily payment processing operations, monitor balances across accounts, and develop immediate and short-term cash flow forecasts that drive liquidity and revenue optimization decisions.
In this role you’ll have the opportunity to
Process and validate daily payment transactions across multiple channels
Manage journal entries with precision and timeliness
Monitor and maintain target balance thresholds across banking relationships
Develop and maintain short term cash flow forecasts
Optimize liquidity positions to maximize financial returns
Communicate cash position updates to relevant stakeholders
Identify process improvement opportunities and implement solutions
Analyze patterns in cash movements and highlight anomalies
Support treasury operations during high-volume periods
Skills you’ll bring
Extreme attention to detail with strong data verification instincts
Understanding of brokerage operations and settlement processes
Demonstrated ability to thrive in fast-paced, dynamic environments
Adaptability to quickly pivot between tasks and processes as priorities shift
Exceptional organizational skills and structured approach to work
Working knowledge of AI tools for data analysis and process optimization
Proficiency in identifying data anomalies and outliers in large datasets
Strong analytical capabilities to understand numerical relationships
Independent problem-solving skills with solution-oriented mindset
Excellent communication skills, both written and verbal
Experience with treasury management systems and banking platforms
Bachelor's degree in Finance, Accounting, Economics or related field
Preferred Qualifications
2-3 years minimum in cash management or payment processing experience
Experience in fintech or digital banking environments
Knowledge of regulatory requirements for financial transactions
Familiarity with SQL or other data query languages
Experience with process automation tools
Understanding of settlement risk and liquidity management principles
Why Wealthsimple?
🌸 Top-tier health benefits and life insurance
📈 Long-term group savings with employer match, through Wealthsimple for Business
🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year*
✈️ 90 days away: work outside Canada for up to 90 days per year*
👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS
🌎 We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work.
*Unlimited paid sick days, Wellness Days and the 90 day away program do not apply to certain roles.
ICYMI
Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work — whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building.
Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.
Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know — we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs.
AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.
