Principal Wealth Advisor
๐ง๐ต๐ถ๐ ๐ฟ๐ผ๐น๐ฒ ๐ถ๐ ๐ณ๐ผ๐ฟ ๐ผ๐ป๐ฒ ๐ผ๐ณ ๐๐ต๐ฒ ๐ช๐ฒ๐ฒ๐ธ๐ฑ๐ฎ๐'๐ ๐ฐ๐น๐ถ๐ฒ๐ป๐๐
๐ฆ๐ฎ๐น๐ฎ๐ฟ๐ ๐ฟ๐ฎ๐ป๐ด๐ฒ: ๐ฅ๐ ๐ญ๐ฑ๐ฌ๐ฌ๐ฌ๐ฌ๐ฌ - ๐ฅ๐ ๐ฎ๐ฑ๐ฌ๐ฌ๐ฌ๐ฌ๐ฌ (๐ถ๐ฒ ๐๐ก๐ฅ ๐ญ๐ฑ-๐ฎ๐ฑ ๐๐ฃ๐)
Experience: 5+ yrs
Location: Mumbai
Job Type: Full-time
We are looking for an experienced Principal Wealth Advisor to provide comprehensive, goal-based financial planning and wealth advisory services to high-value clients. The role focuses on understanding each clientโs financial objectives, risk profile, current financial position, and long-term milestones to develop practical and personalised wealth strategies.
You will work across investment planning, retirement planning, tax and estate considerations, budgeting, debt management, and long-term wealth creation. The ideal candidate will combine strong financial planning expertise with excellent client-management skills and the ability to translate complex financial concepts into clear, actionable advice.
Requirements
Key Responsibilities
- Work closely with Wealth Advisors and the advisory team to deliver high-quality financial planning and wealth advisory services.
- Develop comprehensive financial plans covering investments, retirement, tax, estate planning, budgeting, debt management, and wealth creation.
- Assess clientsโ financial positions, including income, expenses, assets, liabilities, cash flows, and investment portfolios.
- Evaluate client risk profiles, financial objectives, life goals, and key milestones when developing recommendations.
- Review and validate financial planning work prepared by Wealth Advisors to ensure accuracy, quality, and alignment with client requirements.
- Build and maintain trusted relationships with clients through regular communication and ongoing financial guidance.
- Understand clientsโ changing financial circumstances and proactively identify relevant planning opportunities.
- Translate financial analysis and recommendations into clear, practical, and actionable strategies.
- Develop and implement action plans based on clientsโ financial objectives and agreed recommendations.
- Monitor implementation of financial plans and coordinate with relevant stakeholders where required.
- Support clients throughout the year and review financial plans as their circumstances, goals, or risk profiles evolve.
- Collaborate with internal teams to ensure a consistent, high-quality client advisory experience.
- Maintain appropriate documentation and ensure financial planning recommendations are well-supported and aligned with established advisory principles.
- Stay current with developments in financial planning, investment products, taxation, retirement planning, and wealth management practices.
What Makes You a Great Fit
- 5+ years of relevant experience in wealth management, financial planning, investment advisory, private wealth, or a closely related client-facing financial role.
- Chartered Accountant (CA) or MBA from a leading business school is mandatory.
- Additionally, one of the following qualifications is required or strongly preferred:
- CFP (Certified Financial Planner) or CWM (Chartered Wealth Manager); or
- CFA Level II cleared or CFA Level III candidate.
- Strong understanding of comprehensive financial planning and wealth management principles.
- Experience analysing investments, financial statements, cash flows, assets, liabilities, and client portfolios.
- Strong understanding of risk profiling and goal-based financial planning.
- Ability to develop practical financial strategies across investments, retirement, tax, estate planning, and wealth creation.
- Experience in a client-facing wealth advisory environment with strong relationship-management responsibilities.
- Excellent interpersonal, communication, presentation, and client-management skills.
- Strong analytical and problem-solving abilities with exceptional attention to detail.
- Ability to explain complex financial concepts clearly to clients and other stakeholders.
- Strong collaborative mindset with the ability to work effectively with Wealth Advisors and multidisciplinary advisory teams.
- Self-motivated, adaptable, and comfortable taking ownership of client outcomes and advisory responsibilities.
- Strong commitment to continuous learning and professional development.
- Willingness to work full-time from the Andheri office in Mumbai.
