Commercial Credit Analyst
About the Role
We are looking for an experienced Commercial Credit Analyst to support an Australian mortgage or commercial finance broker with the end-to-end management of commercial and complex lending applications.
The ideal candidate will have strong knowledge of the Australian lending environment, particularly commercial finance, self-employed borrowers, and complex financial structures. You will be responsible for preparing and managing applications, reviewing financial documentation, coordinating with lenders and stakeholders, and ensuring applications progress smoothly through to settlement.
Key Responsibilities
Manage commercial and complex loan applications from initial assessment through to settlement.
Review and analyse borrower financial information, including individual, company, trust, and partnership financials.
Assess borrower income, assets, liabilities, existing debt, and overall financial position.
Assist with loan structuring and identify suitable lending solutions based on client circumstances.
Prepare and submit accurate loan applications and credit submissions to appropriate lenders.
Review lender policies and determine documentation and eligibility requirements.
Conduct preliminary