Senior Software Engineer, Backend

• Build the payments infrastructure that enables Zip customers to transact securely and seamlessly at scale.
• Bring deep backend and payments expertise, strong technical ownership, and practical AI fluency to solve complex engineering challenges.
• Remote-first opportunity for US-based employees with the option to work in-person out of our Manhattan office

Start your adventure with Zip

Join Zip’s Engineering team and help build the payments infrastructure that powers how our customers transact.

As a Senior Software Engineer, you’ll design and build the systems behind card issuing, transaction processing, and settlement across Zip’s physical and virtual card experiences. You’ll work across our payments ecosystem, including integrations with Stripe Issuing and banking partners, building reliable services that support high volumes of transactions and mission-critical financial workflows.

This is a hands-on builder role where you’ll own complex technical problems from design through production, contribute to architectural direction, and partner closely with Product, Engineering and Infrastructure. You’ll also use AI throughout the software development lifecycle to improve engineering quality, speed an