Loan Processor, Small Business Funding

Rail Capital Full time. Utah based (Salt Lake City, Provo, or anywhere along the Wasatch Front). Reports to the Managing Director.

About Rail Capital

Rail Capital provides working capital to small businesses through merchant cash advances. Our underwriting is fast, data driven, and grounded in bank statement cash flow rather than collateral. We are building a modern credit operation with automation at the center, and we need a processor who has moved high volumes of small business files from application to funding and wants to help design how it is done here.

The role

You will own every file from submission to funded. You will collect and verify documents, clear conditions, prepare contracts, run the final checks, and release funds. The underwriter decides the credit. You make sure the file is complete, true, and funded the same day whenever possible.

This is a hands on seat. You will work files every day and you will be measured on speed to fund, accuracy, and how few files come back with a problem.

What you will do

• Intake new submissions from brokers and direct merchants: check the application, bank statements, and identification for completeness and chase what is missing.