Principal Product Manager, Mobile Product

About PayJoy   PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.   This role As Principal Product Manager, Mobile, you will own the vision, architecture, and execution of transforming PayJoy’s Apps into a destination for our customers.    This is a senior Individual Contributor role reporting to the SVP of Product Management, you'll work directly with Engineering leadership and the executive team to shape PayJoy's next chapter.   WHAT YOU'LL DO   Platform vision & strategy Define and drive the multi-year product strategy for PayJoy's App platform. Capitalize on active user traffic by designing personalized cross-sell capabilities Identify opportunities to extend the platform beyond loan servicing — including e-commerce, rewards and benefits ecosystems, and engagement tools. Develop the strategy for embedding financi