Data Scientist Analyst

About World Business Lenders 

• At World Business Lenders (WBL), we provide flexible, short-term commercial loans backed by real estate to help small and medium-sized businesses across the United States — particularly those facing difficulties with traditional financing. We're a fast-moving, results-driven organization that takes security seriously as we continue to grow.
• This is a Full-Time Independent Contractor role with working hours from 9:00 AM – 6:00 PM Eastern Standard Time, Monday through Friday. We request that all CVs be submitted in English.
  
  

About the Role

• This role sits within WBL's Data team and focuses on credit, loan performance, collateral, and recovery modeling, helping the business better understand and predict how loans and their underlying real estate collateral behave over their life cycle.
• The work involves large, national real estate and lending datasets. This is real data at scale work, often involving millions of records and large, imperfect, real world files.
• A growing part of this role is building predictive and forecasting models using historical, realized outcomes to estimate future loan performance, default and payoff behavior, collateral value changes, recovery timing, costs, and expected outcomes. This includes applying