Senior Risk Analyst

• Experienced Senior Risk Analyst proficient in SQL, Python, or PySpark
• 3-5+ years of analytics experience working as a risk/data analyst in Credit or Fraud Risk or Collections
• Remote-first opportunity for US-based employees with the option to work in-person out of our Manhattan office

Start your adventure with Zip 

As a Senior Risk Analyst at Zip, you’ll use data to directly shape how we improve repayment outcomes and evolve our collections strategy. You’ll take end-to-end ownership of high-impact analytics, turning complex data into clear insights and recommendations that improve repayment rates, optimize collection costs, and help the business identify emerging risks and opportunities. Along the way, you’ll apply SQL, Python or PySpark and AI-enabled tools to work more efficiently, challenge assumptions, and support smarter, faster decision-making.

You’ll join a highly collaborative Risk team where curiosity, critical thinking, and ownership are valued. Partnering with stakeholders across Zip and our external collections partners, you’ll have the opportunity to influence high-visibility initiatives, test and learn from new approaches, and see your analysis translate into meaningful action for both our customers and the business.

Interesting problems you’ll get to solve